With this law

With this law, it is mandatory required that the single debtors who actually file for bankruptcy claim either on or after the date of October 17, 2005 has to go over a credit counseling for a period of six months before the person could then claim for bankruptcy relief. The law likewise states that the debtor must have completed a financial management instructional course right after his filing for bankruptcy. In order for you to be abreast with all of these facts, you must get the services of an expert bankruptcy lawyer.